FAQs

Helping digital nomads, expats, and remote teams navigate international health insurance with confidence.

NomadCare is a global insurance brokerage specialising in international health insurance for digital nomads, remote-first companies, and expatriates. We help individuals and businesses find the best-fit coverage across borders — without overpaying or risking underinsurance.

We offer a range of international insurance solutions, including:

  • Global health insurance

  • Travel medical insurance

  • Expat health plans

  • Group coverage for remote teams

  • International life insurance

NomadCare is an independent international insurance broker. We’re not tied to any one provider, so we can compare plans from over a dozen top insurers — including Cigna, Allianz, April, IMG, and more — to find the best solution for you.

International insurance is ideal for:

  • Digital nomads who move between countries frequently

  • Remote workers who live abroad

  • Expat families relocating for work or lifestyle

  • Startups and businesses with globally distributed teams

Whether you’re living abroad long-term or temporarily, we ensure you have the right medical protection.

  • Travel insurance covers short-term trips, focusing on emergencies, lost luggage, and cancellations. Pre-existing conditions are always excluded with travel health insurance.

  • International health insurance provides long-term medical coverage, including inpatient, outpatient, chronic care, and elective treatments — across multiple countries. Depending on the contract pre-existing conditions can be covered too!

NomadCare helps you choose based on your travel style and residency plans.

Yes — many international insurers offer coverage for pre-existing conditions, though terms vary. Some may impose waiting periods or exclusions.
We guide you through your options and help negotiate coverage where possible.

Pricing depends on:

  • Your age

  • Home country and current location

  • Coverage level (e.g., inpatient only vs. full coverage)

  • Deductibles and add-ons (dental, maternity, evacuation)

  • Countries of coverage (USA and Canada will always cause an increase in price)

We provide transparent quotes and help balance cost with comprehensive protection.

Absolutely. We support businesses with 1 to 2000+ remote employees, providing:

  • Centralised policy management

  • Country-specific compliance

  • Scalable group plans

  • Onboarding and ongoing support for employees

  • Group discount
  • Excemption from medical questionnaires

Just book a free consultation and we’ll:

  1. Understand your needs and travel patterns

  2. Compare multiple insurer options

  3. Recommend a personalised plan

  4. Handle paperwork and support — start to finish

Yes — we offer a free, no-obligation audit of your existing international insurance contracts.
We’ll review:

  • Coverage gaps or overlaps

  • Pricing benchmarks vs. market standards

  • Compliance and SLA quality

  • Alternative options with better terms

Even if you choose to stay with your current provider, our audit gives you clarity and leverage — at no cost.

Yes. We work with clients in all countries, including the USA, Germany, UK, Canada, Australia, Indonesia, and Spain — with coverage extending worldwide.

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